Checking Accounts

Desert Valleys offers two different checking accounts to our members. Share Draft (Checking) Accounts are a practical, affordable, and convenient way for members to shop, pay bills and withdraw cash. Our checking accounts come with many special services based on your needs.

All of our checking accounts include:

  • - No Per Check Charge
  • - No Minimum Balance
  • - Instant Issue Debit Card
  • - Free Bill Payer Service
  • - 24/7 Online Banking Access
  • - Overdraft Privileges with Direct Deposit
  • - Electronic (ACH) Direct Deposit
Premium Checking – Our value added checking account comes with the added benefits of IDProtect® – Identity Theft Protection Service which includes Credit File Monitoring, Identity Theft Resolution Services, and much more. Also, this account has no charge for replacement debit cards and the credit union will provide one free box of checks each year. All of this is only $4.95 per month and based on your services with the credit union can be reduced to $1.95 or even FREE. Ask a member service representative for details on our relationship pricing options. If you are a Premium Checking account holder, click here to see a brochure of all the details and benefits of your account at any time.

Basic Checking – Enjoy many of the same features as a Premium Checking accounting but without the Identity Theft protection. This account has NO monthly fee and NO minimum balance but may be subject to additional fees for services of the credit union as you request them.

Come in today and we can get you started with a new checking account, debit card, and online banking within 15 minutes with a $25 minimum opening balance.

We want to make managing your finances quick, easy, and convenient. Join Desert Valleys today and experience the difference of a community focused credit union over a big bank!

Routing Number: # 322283204